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Cream Cheese-Filled Banana Bread Recipe

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4.3 from 6 reviews

This Cream Cheese-Filled Banana Bread is a moist and flavorful treat that combines sweet banana bread with a luscious cream cheese center. Perfect for breakfast or as a snack, this recipe uses simple ingredients like ripe bananas, cream cheese, and a hint of vanilla to create a delightful layered loaf with a tender crumb and a creamy surprise inside.

  • Total Time: 1 hour 10 minutes
  • Yield: 12 servings

Ingredients

Banana Bread Batter

  • 1 large egg
  • 1/2 cup light brown sugar (packed)
  • 1/4 cup granulated sugar
  • 1/4 cup liquid-state coconut oil (canola or vegetable oil may be substituted)
  • 1/4 cup sour cream (lite is okay; Greek yogurt may be substituted)
  • 2 teaspoons vanilla extract
  • 1 cup mashed ripe bananas (about 2 large bananas)
  • 1 cup all-purpose flour
  • 1/2 teaspoon baking powder
  • 1/2 teaspoon baking soda
  • Pinch of salt (optional)

Cream Cheese Filling

  • 1 large egg
  • 4 ounces brick-style cream cheese (softened; lite is okay)
  • 1/4 cup granulated sugar
  • 3 tablespoons all-purpose flour

Instructions

  1. Preheat and Prepare Pan: Preheat your oven to 350°F (175°C). Grease and flour a 9x5-inch loaf pan or spray it with floured cooking spray to prevent sticking.
  2. Mix Wet Ingredients for Bread: In a large bowl, whisk together 1 large egg, 1/2 cup light brown sugar, 1/4 cup granulated sugar, 1/4 cup liquid-state coconut oil, 1/4 cup sour cream, and 2 teaspoons vanilla extract until smooth and combined.
  3. Add Bananas: Stir in the mashed ripe bananas until well incorporated with the wet mixture.
  4. Combine Dry Ingredients: Add 1 cup all-purpose flour, 1/2 teaspoon baking powder, 1/2 teaspoon baking soda, and a pinch of salt if using. Fold gently with a spatula or spoon just until combined to avoid overmixing.
  5. Fill Pan Partially: Pour about two-thirds of the banana bread batter into the prepared loaf pan. Smooth the top lightly with a spatula and press batter gently into the corners and sides.
  6. Prepare Cream Cheese Filling: In a separate bowl, whisk together 1 large egg, 4 ounces softened cream cheese, 1/4 cup granulated sugar, and 3 tablespoons flour until smooth. You may use a hand mixer for easier blending.
  7. Add Cream Cheese Layer: Evenly pour the cream cheese filling over the banana batter in the loaf pan. Smooth the top lightly with a spatula, pushing filling gently into corners and sides.
  8. Top with Remaining Batter: Spoon the remaining one-third of the banana batter over the cream cheese layer. Smooth very lightly with a spatula to avoid disturbing the cream cheese layer and press batter into the corners and sides carefully.
  9. Bake the Bread: Bake in the preheated oven for about 48 to 50 minutes, or until the top is domed and golden. The center should be set and a toothpick inserted will come out clean or with a few moist crumbs. Keep in mind that the cream cheese center remains slightly soft, so the toothpick test may not be fully accurate.
  10. Cool the Bread: Remove the loaf from the oven and allow it to cool in the pan for about 15 minutes. Then, carefully turn the loaf out onto a wire rack to cool completely before slicing and serving to achieve clean slices.

Notes

  • The cream cheese filling remains somewhat soft after baking, so the toothpick test may be less reliable; watch for a golden top and set center instead.
  • You can substitute canola or vegetable oil for coconut oil if preferred.
  • Using sour cream helps keep the bread moist, but you can use lite sour cream or Greek yogurt as substitutes.
  • Be careful not to overmix the batter after adding flour to maintain a tender texture.
  • For best results, use ripe bananas with brown spots for maximum sweetness and flavor.
  • Allow the bread to cool completely before slicing to avoid the cream cheese layer from leaking.
  • Author: Chef
  • Prep Time: 20 minutes
  • Cook Time: 50 minutes
  • Category: Baking
  • Method: Baking
  • Cuisine: American