Ingredients
Banana Bread Batter
- 1 large egg
- 1/2 cup light brown sugar (packed)
- 1/4 cup granulated sugar
- 1/4 cup liquid-state coconut oil (canola or vegetable oil may be substituted)
- 1/4 cup sour cream (lite is okay; Greek yogurt may be substituted)
- 2 teaspoons vanilla extract
- 1 cup mashed ripe bananas (about 2 large bananas)
- 1 cup all-purpose flour
- 1/2 teaspoon baking powder
- 1/2 teaspoon baking soda
- Pinch of salt (optional)
Cream Cheese Filling
- 1 large egg
- 4 ounces brick-style cream cheese (softened; lite is okay)
- 1/4 cup granulated sugar
- 3 tablespoons all-purpose flour
Instructions
- Preheat and Prepare Pan: Preheat your oven to 350°F (175°C). Grease and flour a 9x5-inch loaf pan or spray it with floured cooking spray to prevent sticking.
- Mix Wet Ingredients for Bread: In a large bowl, whisk together 1 large egg, 1/2 cup light brown sugar, 1/4 cup granulated sugar, 1/4 cup liquid-state coconut oil, 1/4 cup sour cream, and 2 teaspoons vanilla extract until smooth and combined.
- Add Bananas: Stir in the mashed ripe bananas until well incorporated with the wet mixture.
- Combine Dry Ingredients: Add 1 cup all-purpose flour, 1/2 teaspoon baking powder, 1/2 teaspoon baking soda, and a pinch of salt if using. Fold gently with a spatula or spoon just until combined to avoid overmixing.
- Fill Pan Partially: Pour about two-thirds of the banana bread batter into the prepared loaf pan. Smooth the top lightly with a spatula and press batter gently into the corners and sides.
- Prepare Cream Cheese Filling: In a separate bowl, whisk together 1 large egg, 4 ounces softened cream cheese, 1/4 cup granulated sugar, and 3 tablespoons flour until smooth. You may use a hand mixer for easier blending.
- Add Cream Cheese Layer: Evenly pour the cream cheese filling over the banana batter in the loaf pan. Smooth the top lightly with a spatula, pushing filling gently into corners and sides.
- Top with Remaining Batter: Spoon the remaining one-third of the banana batter over the cream cheese layer. Smooth very lightly with a spatula to avoid disturbing the cream cheese layer and press batter into the corners and sides carefully.
- Bake the Bread: Bake in the preheated oven for about 48 to 50 minutes, or until the top is domed and golden. The center should be set and a toothpick inserted will come out clean or with a few moist crumbs. Keep in mind that the cream cheese center remains slightly soft, so the toothpick test may not be fully accurate.
- Cool the Bread: Remove the loaf from the oven and allow it to cool in the pan for about 15 minutes. Then, carefully turn the loaf out onto a wire rack to cool completely before slicing and serving to achieve clean slices.
Notes
- The cream cheese filling remains somewhat soft after baking, so the toothpick test may be less reliable; watch for a golden top and set center instead.
- You can substitute canola or vegetable oil for coconut oil if preferred.
- Using sour cream helps keep the bread moist, but you can use lite sour cream or Greek yogurt as substitutes.
- Be careful not to overmix the batter after adding flour to maintain a tender texture.
- For best results, use ripe bananas with brown spots for maximum sweetness and flavor.
- Allow the bread to cool completely before slicing to avoid the cream cheese layer from leaking.
- Prep Time: 20 minutes
- Cook Time: 50 minutes
- Category: Baking
- Method: Baking
- Cuisine: American